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上海市长宁区纽棠西郊悦.悦虹尚都精装公寓

售楼处电话:400-886-2334(预约热线)

如有问题欢迎来电咨询,专业一对一热情服务,让您用专业眼光去买房。

纽棠西郊悦.悦虹尚都售楼处电话:400-886-2334【售楼热线】营销中心热线400-886-2334售楼处地址400-886-2334,楼盘项目全面介绍,本电话为开发商提供线上售楼电话,楼盘项目全面介绍(包含楼盘简介,房价,价格,楼盘地址,户型图,交通规划,备案价,项目配套,楼盘详情,售楼处电话,最新消息,最新详情,周边配套,最新进展等详情咨询)

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推广名:悦虹尚都

地址:长宁区淞虹路670/672号

户型:41㎡-84㎡(主力户型22㎡-55㎡)

产品类型:小户型简约科技式公寓(不限购不限贷)

总户数:40户(4层)

交付时间:2023年12月25日

交付标准:精装交付

层高:3.3m-3.6m

购物中心:大融城,西郊百联,缤谷广场,九华商业广场,宜家荟聚中心。

医院:和睦家医院,同仁医院,西郊骨科医院

公园:新泾公园,上海动物园

主力总价:199万起

物业费:12元/㎡/月(含水)

交通:自驾-中外环

地铁-2号线

26号线规划立项

区位图:

主力户型图:

效果图:

周边环境:

长宁大融城ART

宜家荟聚中心:

等额本息和等额本金区别有哪些?

这种方法较大的特点是本金是逐月递增的,而利息是逐月递减的。这种方式本金是不变的,月利息逐月减少的,到这种方式前期缴纳的本金和利息比等额本息的高。等额本息的还款方式比较适合一些有固定收入的人,尤其是现在很多的年…

1、定义不同

如果购房者选择了使用等额本息的方式去进行还款,那么购房者每个月所需要去偿还的贷款金额就是相等的,,其中每月贷款利息按月初剩余贷款本金计算并逐月结清。这种方法较大的特点是本金是逐月递增的,而利息是逐月递减的。

如果购房者选择的还款方式是等额本金,那么就需要购房者将本金分摊到每个月内,同时付清上一交易日至本次还款日之间的利息。这种方式本金是不变的,月利息逐月减少的,到这种方式前期缴纳的本金和利息比等额本息的高。

2、适合的人群不同

等额本息的还款方式比较适合一些有固定收入的人,尤其是现在很多的年轻人,在工作上都是非常努力的,这样就意味着自己有可能升职加薪,那么随着自己的收入的增加,从而缓解贷款压力,提高生活质量。但若是选择了等额本金的话,前期的资金压力就非常大了。

等额本金比较适合有一定存款的用户或者是时间平时的收入非常多的人,也只有有一定资金实力的人比较容易负担得起等额本金的前额付款

3、利息不同

选择等额本息去还款的人肯定要比现在等额本金还款的人要多支付一些利息出去,并且如果购房者选择的贷款期限越长,那么利息相差越大。但由于该方式还款额每月相同,适宜家庭的开支计划,特别是年青人,可以采用用本息法,因为随着年龄增大或职位升迁,收入会增加。

等额本金一般前期的支出比较多,之后逐月减少,越还越少。所支出的总利息比等额本息法少。但该还款方式在贷款期的前段时间还款额较高,适合在前段时间还款能力强的贷款人,年龄大的可采用本金法,因为随着年龄增大或退休,收入可能会减少。

上海市长宁区纽棠西郊悦.悦虹尚都精装公寓

售楼处电话:400-886-2334(预约热线)

如有问题欢迎来电咨询,专业一对一热情服务,让您用专业眼光去买房。

纽棠西郊悦.悦虹尚都售楼处电话:400-886-2334【售楼热线】营销中心热线400-886-2334售楼处地址400-886-2334,楼盘项目全面介绍,本电话为开发商提供线上售楼电话,楼盘项目全面介绍(包含楼盘简介,房价,价格,楼盘地址,户型图,交通规划,备案价,项目配套,楼盘详情,售楼处电话,最新消息,最新详情,周边配套,最新进展等详情咨询)

免责声明:将文章内容综合来源于网络、只作分享,版权归原作者所有!!如有侵权,请联系我们,我们第一时间处理!

Yuehong Shangdu Fine Decoration Apartment, Xijiao, Newtang, Changning District, Shanghai☎ Sales Office Phone 400 8862 334 [Sales Center]Real Estate Manager 400-8862-334 (same WeChat account) and WeChat, please note the name of the property [Newtang Xijiao Yue, Yuehong Shangdu] to make an appointment for the latest discountSales Office Direct Sales 【 Internal Housing, Internal Prices 】 Intermediaries Do Not Disturb➽➽➽➽➽➽➽➽➽➽➽➽➽➽➽➽➽\10173Project details:Promotion name: Yuehong ShangduAddress: 670/672 Songhong Road, Changning DistrictUnit type: 41 ㎡ -84 ㎡ (main unit type: 22 ㎡ -55 ㎡)Product type: Small unit minimalist technology style apartment (unlimited purchase and loan)Total number of households: 40 households (4 floors)Delivery date: December 25th, 2023Delivery standard: Fine decoration deliveryFloor height: 3.3m-3.6mShopping Centers: Da Rong Cheng, Xijiao Bailian, Binggu Square, Jiuhua Commercial Square, IKEA Gathering Center.Hospitals: Hemujia Hospital, Tongren Hospital, Xijiao Orthopedic HospitalPark: Xinjing Park, Shanghai ZooMain Total Price: Starting from 1.99 millionProperty fee: 12 yuan/square meter/month (inclusive)Transportation: Self driving - Zhongwaihuan RoadSubway Line 2Planning and approval of Line 26Area map:Main layout diagram:Renderings:Surrounding environment:Changning Daringcheng ARTIKEA Gathering Center:What is the difference between equal principal and interest and equal principal?The major feature of this method is that the principal increases month by month, while the interest decreases month by month. The principal of this method remains unchanged, and the monthly interest decreases month by month. The principal and interest paid in the early stage of this method are higher than the equal amount of principal and interest. The repayment method of equal principal and interest is more suitable for some people with fixed income, especially in many years now1. Different definitionsIf the homebuyer chooses to use the equal principal and interest method for repayment, then the monthly loan amount that the homebuyer needs to repay is equal, and the monthly loan interest is calculated based on the remaining loan principal at the beginning of the month and settled monthly. The major feature of this method is that the principal increases month by month, while the interest decreases month by month.If the repayment method chosen by the homebuyer is equal principal, then the homebuyer needs to allocate the principal to each month and pay off the interest between the previous transaction date and the current repayment date. The principal of this method remains unchanged, and the monthly interest decreases month by month. The principal and interest paid in the early stage of this method are higher than the equal amount of principal and interest.2. Suitable for different groups of peopleThe repayment method of equal principal and interest is more suitable for people with fixed income, especially many young people nowadays who work very hard, which means they may have the possibility of promotion and salary increase. As their income increases, it can alleviate loan pressure and improve their quality of life. But if equal principal is chosen, the initial financial pressure will be very high.Equal principal is more suitable for users who have a certain amount of savings or have a high income during normal times, and only those with certain financial strength are more likely to afford the upfront payment of equal principal3. Different interest ratesPeople who choose to repay with equal principal and interest will definitely have to pay more interest than those who currently repay with equal principal, and the longer the loan term chosen by homebuyers, the greater the difference in interest. However, as the repayment amount of this method is the same every month, it is suitable for the family's expenditure plan, especially for young people, who can use the principal interest method because income will increase with age or job advancement.Equal principal generally involves a higher initial expenditure, followed by a monthly decrease, with less and less. The total interest paid is less than the equal principal and interest method. But this repayment method has a higher repayment amount in the early part of the loan period, which is suitable for borrowers with strong repayment ability in the early part. Older borrowers can use the principal method because income may decrease as they age or retire.Yuehong Shangdu Fine Decoration Apartment, Xijiao, Newtang, Changning District, Shanghai☎ Sales Office Phone 400 8862 334 [Sales Center]Real Estate Manager 400-8862-334 (same WeChat account) and WeChat, please note the name of the property [Newtang Xijiao Yue, Yuehong Shangdu] to make an appointment for the latest discountSales Office Direct Sales 【 Internal Housing, Internal Prices 】 Intermediaries Do Not Disturb